SPMC CARSON PROPERTY INSPECTIONS, LLC

SPMC Carson Property Inspections

 

 

• Risk Control Solutions for the 21st Century •

 

 

 

Commercial Lines • Personal Lines

PHYSICAL - DIGITAL- TELEPHONE - SELF ASSESSMENTS

 

 

 

 

 

We Provide Solutions

 

 

SPMC Carson Property Inspections is your complete loss control provider servicing the insurance industry and private sector. We provide the following services:

 

  • Commercial/residential interior and exterior property Inspections

 

 

  • Insurance Inspections/Loss Control Surveys

 

 

  • Consultative Services

 

 

  •  Telephone Surveys

 

 

  • Desktop Surveys

 

 

We meticulously examine the property's structure, systems, and components, providing you with a comprehensive report that highlights any potential concerns or necessary repairs.

 

Key Features Include:

 

Structural Integrity Analysis

Electrical, Plumbing, HVAC Systems Review

Roof and Foundation Inspection
Interior and Exterior Evaluation

 

SPMC Carson Property Inspections' management team specializes in delivering exceptional service to support the underwriting process. Our network of consultants is experienced and skilled in evaluating risk and providing the information needed to make informed decisions.

 

Property and general liability

 

Property surveys make up the majority of all insurance inspections. They are generally done in conjunction with General Liability as both coverage lines are included in either a Basic Package or more comprehensive General Report inspection. Property can also be evaluated in a standalone Monoline Property inspection.

 

At the heart of all property inspections is the documentation of COPE information. COPE stands for Construction, Occupancy, Protection and Exposure. Our template program questions follow the elements of COPE so nothing gets missed and everything falls in a logical order for the agent or underwriter to perform their jobs.

 

In addition to COPE, our property surveys can include replacement cost, actual cash value, or functional value estimates using one of several available systems. We can compare policy information with physical findings in our special Consistency Check section. Diagrams are always available as are special high resolution oblique aerial photos.

RESTAURANT & BAR-LIQUOR LIABILITY

 

Restaurants encompass everything from the smallest of fast food joints to the largest of themed restaurants with entertainment and valet parking operations. Bars are interesting venues as their customers and activities seem to change throughout the course of a day. To account for these differences we offer either a day or night inspection or both combined.

 

 

Resort, Hotel, Motel

 

Hotel and Motel surveys focus on exposures involving short term overnight stays by people not familiar with the property. These risks can have restaurant exposures, higher security concerns, commercial laundry facilities, daily cleaning activities, possible infestation issues, increased common areas and sometimes different neighborhood exposures. 

 

Let our experience in surveying Hotel and Motel properties save you time by getting the right information at the right time of your process.

Habitational - Apartments & Condos

 

Apartments and Condo Complexes have the characteristic of long-term occupation that make them different from hotels and vacation rentals. We construct our templates to report on those conditions exposing our clients to large property and casualty losses. Whether it’s grills on balconies or reporting on the safety of pools and sports courts, we can provide a comprehensive report to address your underwriting needs.

FLEET

 

SPMC Carson Property Inspections performs Commercial Auto and Fleet Trucking inspections.

 

Commercial Auto (CA) inspections are generally done as part of a package when the coverage is intended primarily for company owned vehicles and lighter commercial delivery operations. Mono-line inspections are usually utilized for fleet trucking operations. Our goal is to account for all owned, leased, non-owned, owner-operator and rented vehicles and address a variety of details including loss information and overall operations.

 

We have consultants who are specialized in trucking operations and speak the language of insureds and retail agents. We can cover a contractor with two work trucks to a long-haul fleet trucking company with hundreds of units. Together with a thorough programmed template customized to your underwriting needs, we can deliver a concise report within a 30-day completion span from assignment.

Telephone and Desktop Surveys

 

Telephone and Desktop surveys are cost effective alternatives to traditional physical inspections and are intended to deliver critical information on lower premium policies. Our surveys combine the strength of our professional consultants with the power of a report designed to gather honest responses from the policyholder, without a site visit.  

 

Phone surveys can be augmented with our ASAP Data product which can report on social media, public opinion, and over 600 other data-points. We use both proprietary and open source data to power our new ASAP Data products. Oblique imagery can be added to telephone reports or Preferred can perform a drone flight over the location to get up to date condition information.